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Home Refinance Loan Ratesin Oklahoma
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oklahoma and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 01/20/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.598% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.582 Points$1,862 Points Fee
|
$3,462 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.700% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.477 Points$1,526 Points Fee
|
$2,714 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
5.721% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.469 Points$1,501 Points Fee
|
$3,388 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
5.953% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.844 Points$2,701 Points Fee
|
$2,701 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.980% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.735 Points$2,352 Points Fee
|
$3,647 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.988% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.911 Points$2,915 Points Fee
|
$3,910 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.006% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.833 Points$2,666 Points Fee
|
$4,656 Total Fees$1,990 Lender Fees
|
30 Years Fixed | |
|
6.054% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.059% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.214% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.733 Points$2,346 Points Fee
|
$3,046 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.938% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.683 Points$2,186 Points Fee
|
$2,186 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Exploring your options for home refinancing in Oklahoma? The ERATE platform provides a detailed and current overview of the best refinance rates available in the state. Here, you can effortlessly compare rates from various lenders, ensuring that you find the ideal match for your refinancing needs. Our comprehensive list includes rates from trusted local and national lenders, tailored to suit diverse financial profiles and goals.
Use ERATE's resources to make an informed decision on your home refinance loan, benefiting from the most competitive rates in Oklahoma.
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