Home Refinance Loan Ratesin Oklahoma

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oklahoma and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/22/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.649% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
1.000 Points$3,200 Points Fee
$5,299 Total Fees$2,099 Lender Fees
 30 Years Fixed
5.948% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.497 Points$1,590 Points Fee
$2,640 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.969% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.394 Points$1,261 Points Fee
$3,256 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.017% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.801 Points$2,563 Points Fee
$9,363 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.031% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.000 Points$0 Points Fee
$1,188 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.049% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.636 Points$2,035 Points Fee
$2,035 Total Fees$0 Lender Fees
 30 Years Fixed
6.077% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.692 Points$2,214 Points Fee
$3,209 Total Fees$995 Lender Fees
 30 Years Fixed
6.108% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.931 Points$2,979 Points Fee
$4,207 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.110% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.881 Points$2,819 Points Fee
$4,114 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.128% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.214% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.946 Points$3,027 Points Fee
$3,027 Total Fees$0 Lender Fees
 30 Years Fixed
6.224% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.742 Points$2,374 Points Fee
$3,369 Total Fees$995 Lender Fees
 30 Years Fixed
6.460% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.888 Points$2,842 Points Fee
$2,842 Total Fees$0 Lender Fees
 30 Years Fixed
6.503% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.876 Points$2,803 Points Fee
$4,298 Total Fees$1,495 Lender Fees
 30 Years Fixed
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5.967% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.997 Points$3,190 Points Fee
$3,190 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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Exploring your options for home refinancing in Oklahoma? The ERATE platform provides a detailed and current overview of the best refinance rates available in the state. Here, you can effortlessly compare rates from various lenders, ensuring that you find the ideal match for your refinancing needs. Our comprehensive list includes rates from trusted local and national lenders, tailored to suit diverse financial profiles and goals.

Use ERATE's resources to make an informed decision on your home refinance loan, benefiting from the most competitive rates in Oklahoma.

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