Home Refinance Loan Ratesin Oklahoma

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oklahoma and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/30/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.890% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$4,899 Total Fees$2,099 Lender Fees
 30 Years Fixed
5.989% APR 5.874% Rate 30 day rate lock $1,893 Payment per month
0.906 Points$2,899 Points Fee
$4,087 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.158% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.951 Points$3,043 Points Fee
$9,843 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.202% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.815 Points$2,608 Points Fee
$2,608 Total Fees$0 Lender Fees
 30 Years Fixed
6.210% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.606 Points$1,939 Points Fee
$2,989 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.235% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.858 Points$2,746 Points Fee
$3,982 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.277% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.315% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.349% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.739 Points$2,365 Points Fee
$3,360 Total Fees$995 Lender Fees
 30 Years Fixed
6.350% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.714 Points$2,285 Points Fee
$3,513 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.351% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.664 Points$2,125 Points Fee
$3,420 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.441% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.690 Points$2,208 Points Fee
$2,208 Total Fees$0 Lender Fees
 30 Years Fixed
6.595% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.990 Points$3,168 Points Fee
$3,168 Total Fees$0 Lender Fees
 30 Years Fixed
6.619% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.883 Points$2,826 Points Fee
$4,321 Total Fees$1,495 Lender Fees
 30 Years Fixed
Your home's value could help you save.
Refi from your sofa. It’s surprisingly simple.
Refinance to lower your rate
Discover multiple refinance options
Low rates, quick quote & approval
6.182% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.606 Points$1,939 Points Fee
$1,939 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in

Exploring your options for home refinancing in Oklahoma? The ERATE platform provides a detailed and current overview of the best refinance rates available in the state. Here, you can effortlessly compare rates from various lenders, ensuring that you find the ideal match for your refinancing needs. Our comprehensive list includes rates from trusted local and national lenders, tailored to suit diverse financial profiles and goals.

Use ERATE's resources to make an informed decision on your home refinance loan, benefiting from the most competitive rates in Oklahoma.

Oklahoma Cities Resource

Choose your city below to view local mortgage lenders in your area: