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Home Refinance Loan Ratesin Oklahoma
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oklahoma and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/22/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.735% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.707 Points$2,262 Points Fee
|
$3,862 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.859% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.875 Points$2,800 Points Fee
|
$3,795 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
5.930% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.594 Points$1,901 Points Fee
|
$1,901 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.956% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.878 Points$2,810 Points Fee
|
$2,810 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.962% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.967% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.594 Points$1,901 Points Fee
|
$3,196 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.967% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.587 Points$1,878 Points Fee
|
$3,173 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.009% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.865 Points$2,768 Points Fee
|
$4,655 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
6.139% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.500 Points$1,600 Points Fee
|
$4,800 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.206% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.644 Points$2,061 Points Fee
|
$2,761 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.214% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.633 Points$2,026 Points Fee
|
$3,291 Total Fees$1,265 Lender Fees
|
30 Years Fixed | |
|
6.333% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.988 Points$3,162 Points Fee
|
$3,162 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.820% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.765 Points$2,448 Points Fee
|
$2,448 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Exploring your options for home refinancing in Oklahoma? The ERATE platform provides a detailed and current overview of the best refinance rates available in the state. Here, you can effortlessly compare rates from various lenders, ensuring that you find the ideal match for your refinancing needs. Our comprehensive list includes rates from trusted local and national lenders, tailored to suit diverse financial profiles and goals.
Use ERATE's resources to make an informed decision on your home refinance loan, benefiting from the most competitive rates in Oklahoma.
Oklahoma Cities Resource
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