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Home Refinance Loan Ratesin Oklahoma
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oklahoma and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/19/2026)
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Lender
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APR
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Rate
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Payment
|
Points
|
Fees
|
Loan Type
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Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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6.340% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.613 Points$1,962 Points Fee
|
$3,150 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.364% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.863 Points$2,762 Points Fee
|
$3,857 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.368% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.375 Points$1,200 Points Fee
|
$3,995 Total Fees$2,795 Lender Fees
|
30 Years Fixed | |
|
6.375% APR | 6.250% Rate 35 day rate lock | $1,971 Payment per month |
0.887 Points$2,838 Points Fee
|
$4,233 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.400% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.822 Points$2,630 Points Fee
|
$9,430 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.461% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.901 Points$2,883 Points Fee
|
$2,883 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.592% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.961 Points$3,075 Points Fee
|
$3,075 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| A smarter way to get cash from your home | ||||||
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PENNYMAC |
6.323% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.774 Points$2,477 Points Fee
|
$2,477 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Exploring your options for home refinancing in Oklahoma? The ERATE platform provides a detailed and current overview of the best refinance rates available in the state. Here, you can effortlessly compare rates from various lenders, ensuring that you find the ideal match for your refinancing needs. Our comprehensive list includes rates from trusted local and national lenders, tailored to suit diverse financial profiles and goals.
Use ERATE's resources to make an informed decision on your home refinance loan, benefiting from the most competitive rates in Oklahoma.
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