Home Refinance Loan Ratesin Ohio

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/11/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.982% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.862 Points$2,758 Points Fee
$3,808 Total Fees$1,050 Lender Fees
 5 Years ARM
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.986 Points$3,155 Points Fee
$4,343 Total Fees$1,188 Lender Fees
 5 Years ARM
Refinance to lower your rate
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6.205% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.851 Points$2,723 Points Fee
$2,723 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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