Home Refinance Loan Ratesin Ohio

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Ohio and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.222% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.762 Points$2,438 Points Fee
$3,626 Total Fees$1,188 Lender Fees
 5 Years ARM
5.610% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.897 Points$2,870 Points Fee
$3,920 Total Fees$1,050 Lender Fees
 5 Years ARM
5.750% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.886 Points$2,835 Points Fee
$4,405 Total Fees$1,570 Lender Fees
 5 Years ARM
5.967% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.997 Points$3,190 Points Fee
$7,718 Total Fees$4,528 Lender Fees
 5 Years ARM
6.013% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 5 Years ARM
6.123% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.974 Points$3,117 Points Fee
$4,327 Total Fees$1,210 Lender Fees
 5 Years ARM
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5.320% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.789 Points$2,525 Points Fee
$2,525 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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