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Home Refinance Loan Ratesin North Dakota
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in North Dakota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/21/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.962% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.966% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.582 Points$1,862 Points Fee
|
$3,157 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.980% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.729 Points$2,333 Points Fee
|
$3,628 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.081% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.977 Points$3,126 Points Fee
|
$3,126 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.113% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.996 Points$3,187 Points Fee
|
$3,887 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.151% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,200 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.826% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.832 Points$2,662 Points Fee
|
$2,662 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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