Home Refinance Loan Ratesin North Dakota

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in North Dakota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/18/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.856% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.843 Points$2,698 Points Fee
$3,493 Total Fees$795 Lender Fees
 30 Years Fixed
6.967% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.982% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.781 Points$2,499 Points Fee
$3,735 Total Fees$1,236 Lender Fees
 30 Years Fixed
7.013% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.581 Points$1,859 Points Fee
$8,659 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.114% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.687 Points$2,198 Points Fee
$3,692 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.123% APR 7.000% Rate 45 day rate lock $2,129 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
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6.947% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.736 Points$2,355 Points Fee
$2,355 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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