Sort By:
Home Refinance Loan Ratesin New Mexico
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 01/07/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.950% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
7 Years ARM | |
ADVERTISEMENT
| Use your VA Loan Benefit to get cash from your home equity | ||||||
ADVERTISEMENT
| "Unlock Your Dream Home with Us!" | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
PENNYMAC |
5.450% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.837 Points$2,678 Points Fee
|
$2,678 Total Fees$0 Lender Fees
|
7 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
New Mexico Cities Resource
Choose your city below to view local mortgage lenders in your area: