Home Refinance Loan Ratesin New Mexico

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.277% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
10 Years ARM
Discover multiple refinance options
Homeowners best kept secret for cash
Use your VA Loan Benefit to get cash from your home equity
6.073% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.781 Points$2,499 Points Fee
$2,499 Total Fees$0 Lender Fees
10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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