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Home Refinance Loan Ratesin New Mexico
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 11/13/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,453 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.140% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.919 Points$2,941 Points Fee
|
$4,828 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
6.184% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.629 Points$2,013 Points Fee
|
$2,013 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.186% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.460% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.893 Points$2,858 Points Fee
|
$2,858 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.463% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.704 Points$2,253 Points Fee
|
$2,953 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.955% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.863 Points$2,762 Points Fee
|
$2,762 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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