Home Refinance Loan Ratesin New Mexico

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.539% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.950 Points$3,040 Points Fee
$9,840 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.586% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.896 Points$2,867 Points Fee
$2,867 Total Fees$0 Lender Fees
 30 Years Fixed
6.606% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.674 Points$2,157 Points Fee
$3,552 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.704% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.731% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.626 Points$2,003 Points Fee
$3,497 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.993% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.736 Points$2,355 Points Fee
$3,850 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.565% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.674 Points$2,157 Points Fee
$2,157 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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