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Home Refinance Loan Ratesin New Mexico
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 09/25/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.947% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.873 Points$2,794 Points Fee
|
$6,493 Total Fees$3,699 Lender Fees
|
30 Years Fixed | |
|
7.099% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.854 Points$2,733 Points Fee
|
$3,528 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
7.240% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.841 Points$2,691 Points Fee
|
$3,927 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
7.282% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.313 Points$1,002 Points Fee
|
$1,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.354% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.567 Points$1,814 Points Fee
|
$3,308 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
7.371% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.767 Points$2,454 Points Fee
|
$3,849 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
7.379% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.428 Points$1,370 Points Fee
|
$8,170 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
7.400% APR | 7.250% Rate 45 day rate lock | $2,183 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
7.455% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
0.792 Points$2,534 Points Fee
|
$2,534 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
7.299% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.485 Points$1,552 Points Fee
|
$1,552 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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