Home Refinance Loan Ratesin New Mexico

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/15/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.460% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.587 Points$1,878 Points Fee
$3,114 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.461% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
0.467 Points$1,494 Points Fee
$2,889 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.484% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.705 Points$2,256 Points Fee
$3,651 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.554% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
Low rates, quick quote & approval
Refinance to lower your rate
Discover multiple refinance options
America's #1 Retail Lender (Scottsman Guide)
6.429% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.564 Points$1,805 Points Fee
$1,805 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in

New Mexico Cities Resource

Choose your city below to view local mortgage lenders in your area: