Sort By:
Home Refinance Loan Ratesin New Mexico
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/07/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.776% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.947 Points$3,030 Points Fee
|
$9,830 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
5.887% APR | 5.750% Rate 45 day rate lock | $1,868 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.981% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.745 Points$2,384 Points Fee
|
$3,679 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.083% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.585 Points$1,872 Points Fee
|
$2,867 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.178% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.334% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.994 Points$3,181 Points Fee
|
$3,181 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.508% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.934 Points$2,989 Points Fee
|
$4,484 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Homeowners best kept secret for cash | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
PENNYMAC |
5.923% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.520 Points$1,664 Points Fee
|
$1,664 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
New Mexico Cities Resource
Choose your city below to view local mortgage lenders in your area: