Home Refinance Loan Ratesin New Jersey

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Jersey and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 11/02/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.108% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.940 Points$3,008 Points Fee
$4,058 Total Fees$1,050 Lender Fees
 5 Years ARM
"Unlock Your Dream Home with Us!"
Discover multiple refinance options
Use your VA Loan Benefit to get cash from your home equity
5.588% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.973 Points$3,114 Points Fee
$3,114 Total Fees$0 Lender Fees
 5 Years ARM
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in