Home Refinance Loan Ratesin Montana

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Montana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/06/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.490% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.971 Points$3,107 Points Fee
$4,102 Total Fees$995 Lender Fees
7 Years ARM
5.699% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
7 Years ARM
6.025% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
7 Years ARM
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5.429% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.604 Points$1,933 Points Fee
$1,933 Total Fees$0 Lender Fees
7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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