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Home Refinance Loan Ratesin Montana
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Montana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/02/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.041% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,914 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.128% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,490 Total Fees$2,090 Lender Fees
|
30 Years Fixed | |
|
6.135% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$4,650 Total Fees$2,650 Lender Fees
|
30 Years Fixed | |
|
6.149% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.861 Points$2,755 Points Fee
|
$9,555 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.225% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.820 Points$2,624 Points Fee
|
$3,419 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.241% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.923 Points$2,954 Points Fee
|
$3,949 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.327% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.339% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.634 Points$2,029 Points Fee
|
$3,024 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.403% APR | 6.250% Rate 45 day rate lock | $1,971 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.584% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.977 Points$3,126 Points Fee
|
$3,126 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.619% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.877 Points$2,806 Points Fee
|
$4,301 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Your home's value could help you save. | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
PENNYMAC |
6.183% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.623 Points$1,994 Points Fee
|
$1,994 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
