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Home Refinance Loan Ratesin Montana
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Montana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 09/29/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
7.178% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,914 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
7.379% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.974 Points$3,117 Points Fee
|
$4,353 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
7.382% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.852 Points$2,726 Points Fee
|
$4,220 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
7.432% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.495% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
0.937 Points$2,998 Points Fee
|
$3,793 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
7.497% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.337 Points$1,078 Points Fee
|
$7,878 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
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| Discover multiple refinance options | ||||||
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PENNYMAC |
7.347% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.963 Points$3,082 Points Fee
|
$3,082 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
