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Home Refinance Loan Ratesin Missouri
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Missouri and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 01/08/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.979% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.816 Points$2,611 Points Fee
|
$3,606 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.000% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.951 Points$3,043 Points Fee
|
$4,338 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.089% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.641 Points$2,051 Points Fee
|
$3,046 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.163% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,600 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.178% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.229% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.889 Points$2,845 Points Fee
|
$3,545 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.340% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.951 Points$3,043 Points Fee
|
$3,043 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.820% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.766 Points$2,451 Points Fee
|
$2,451 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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