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Home Refinance Loan Ratesin Minnesota
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/18/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.238% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.868 Points$2,778 Points Fee
|
$3,966 Total Fees$1,188 Lender Fees
|
5 Years ARM | |
|
6.880% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.990 Points$3,168 Points Fee
|
$4,396 Total Fees$1,228 Lender Fees
|
5 Years ARM | |
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| Low rates, quick quote & approval | ||||||
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| Discover multiple refinance options | ||||||
PENNYMAC |
6.588% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.914 Points$2,925 Points Fee
|
$2,925 Total Fees$0 Lender Fees
|
5 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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