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Home Refinance Loan Ratesin Minnesota
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 09/17/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.665% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.834 Points$2,669 Points Fee
|
$5,869 Total Fees$3,200 Lender Fees
|
10 Years ARM | |
|
6.006% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.982 Points$3,142 Points Fee
|
$4,537 Total Fees$1,395 Lender Fees
|
10 Years ARM | |
|
6.109% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.793 Points$2,538 Points Fee
|
$3,962 Total Fees$1,424 Lender Fees
|
10 Years ARM | |
|
6.289% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,600 Total Fees$3,200 Lender Fees
|
10 Years ARM | |
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| Discover multiple refinance options | ||||||
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| We approve credit scores as low as 550 for VA and FHA refinancing | ||||||
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| Use your VA Loan Benefit to get cash from your home equity | ||||||
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| Homeowners best kept secret for cash | ||||||
PENNYMAC |
6.081% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.868 Points$2,778 Points Fee
|
$2,778 Total Fees$0 Lender Fees
|
10 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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