Sort By:
Home Refinance Loan Ratesin Minnesota
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/18/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.974% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.663 Points$2,122 Points Fee
|
$3,417 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.216% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.752 Points$2,406 Points Fee
|
$3,106 Total Fees$700 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Use your VA Loan Benefit to get cash from your home equity | ||||||
PENNYMAC |
5.839% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.966 Points$3,091 Points Fee
|
$3,091 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Minnesota Cities Resource
Choose your city below to view local mortgage lenders in your area: