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Home Refinance Loan Ratesin Minnesota
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 12/17/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.871% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.736 Points$2,355 Points Fee
|
$4,243 Total Fees$1,888 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,453 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.946 Points$3,027 Points Fee
|
$4,422 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.048% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.618 Points$1,978 Points Fee
|
$1,978 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.061% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.762 Points$2,438 Points Fee
|
$2,438 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.087% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.102% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.782 Points$2,502 Points Fee
|
$3,497 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.186% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.201% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.332% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.979 Points$3,133 Points Fee
|
$3,133 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.360% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.946 Points$3,027 Points Fee
|
$3,727 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.932% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.619 Points$1,981 Points Fee
|
$1,981 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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