Home Refinance Loan Ratesin Minnesota

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/25/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.475% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.830 Points$2,656 Points Fee
$3,356 Total Fees$700 Lender Fees
 30 Years Fixed
6.478% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$3,550 Total Fees$1,150 Lender Fees
 30 Years Fixed
6.488% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.599 Points$1,917 Points Fee
$3,804 Total Fees$1,887 Lender Fees
 30 Years Fixed
6.553% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.591% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.949 Points$3,037 Points Fee
$3,037 Total Fees$0 Lender Fees
 30 Years Fixed
6.944% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.693 Points$2,218 Points Fee
$2,416 Total Fees$198 Lender Fees
 30 Years Fixed
Homeowners best kept secret for cash
Discover multiple refinance options
We approve credit scores as low as 550 for VA and FHA refinancing
Use your VA Loan Benefit to get cash from your home equity
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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