Home Refinance Loan Ratesin Minnesota

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/18/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.712% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.955 Points$3,056 Points Fee
$3,056 Total Fees$0 Lender Fees
 30 Years Fixed
5.746% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.710 Points$2,272 Points Fee
$4,267 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.098% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.756 Points$2,419 Points Fee
$3,714 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.381% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.927 Points$2,966 Points Fee
$4,461 Total Fees$1,495 Lender Fees
 30 Years Fixed
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5.949% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.801 Points$2,563 Points Fee
$2,563 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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