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Home Refinance Loan Ratesin Minnesota
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 06/30/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.974% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.728 Points$2,330 Points Fee
|
$3,518 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.019% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.938 Points$3,002 Points Fee
|
$4,997 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.087% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.600 Points$1,920 Points Fee
|
$3,123 Total Fees$1,203 Lender Fees
|
30 Years Fixed | |
|
6.247% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.996 Points$3,187 Points Fee
|
$4,423 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.257% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.648 Points$2,074 Points Fee
|
$8,874 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.258% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.979 Points$3,133 Points Fee
|
$4,528 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.277% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.294% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.468 Points$1,498 Points Fee
|
$1,498 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.327% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.347% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.687 Points$2,198 Points Fee
|
$3,426 Total Fees$1,228 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.198% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.781 Points$2,499 Points Fee
|
$2,499 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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