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Home Refinance Loan Ratesin Minnesota
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 11/05/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.743% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.875 Points$2,800 Points Fee
|
$8,494 Total Fees$5,694 Lender Fees
|
30 Years Fixed | |
|
6.881% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.535 Points$1,712 Points Fee
|
$8,512 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.937% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.628 Points$2,010 Points Fee
|
$2,010 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.967% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.001% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.815 Points$2,608 Points Fee
|
$4,102 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
PENNYMAC |
6.813% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.643 Points$2,058 Points Fee
|
$2,058 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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