Home Refinance Loan Ratesin Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/21/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.311% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.838 Points$2,682 Points Fee
$6,381 Total Fees$3,699 Lender Fees
 7 Years ARM
6.870% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.922 Points$2,950 Points Fee
$4,186 Total Fees$1,236 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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