Home Refinance Loan Ratesin Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.265% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 10 Years ARM
6.367% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.870 Points$2,784 Points Fee
$3,959 Total Fees$1,175 Lender Fees
 10 Years ARM
6.878% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.941 Points$3,011 Points Fee
$4,206 Total Fees$1,195 Lender Fees
 10 Years ARM
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6.443% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.712 Points$2,278 Points Fee
$2,278 Total Fees$0 Lender Fees
 10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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