Home Refinance Loan Ratesin Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/31/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.376% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.838 Points$2,682 Points Fee
$4,282 Total Fees$1,600 Lender Fees
 10 Years ARM
6.427% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 10 Years ARM
6.464% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.929 Points$2,973 Points Fee
$2,973 Total Fees$0 Lender Fees
 10 Years ARM
6.609% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.763 Points$2,442 Points Fee
$3,637 Total Fees$1,195 Lender Fees
 10 Years ARM
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6.086% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.921 Points$2,947 Points Fee
$2,947 Total Fees$0 Lender Fees
 10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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