Home Refinance Loan Ratesin Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.236% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.752 Points$2,406 Points Fee
$3,801 Total Fees$1,395 Lender Fees
 10 Years ARM
6.341% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.959 Points$3,069 Points Fee
$3,069 Total Fees$0 Lender Fees
 10 Years ARM
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6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.814 Points$2,605 Points Fee
$2,605 Total Fees$0 Lender Fees
 10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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