Home Refinance Loan Ratesin Massachusetts

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Massachusetts and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/16/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.629% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.802 Points$2,566 Points Fee
$4,656 Total Fees$2,090 Lender Fees
 5 Years ARM
6.364% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.829 Points$2,653 Points Fee
$3,848 Total Fees$1,195 Lender Fees
 5 Years ARM
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5.587% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.969 Points$3,101 Points Fee
$3,101 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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