Home Refinance Loan Ratesin Massachusetts

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Massachusetts and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/24/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.098% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.544 Points$1,741 Points Fee
$3,736 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.251% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.912 Points$2,918 Points Fee
$4,313 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.277% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$5,290 Total Fees$2,090 Lender Fees
 30 Years Fixed
6.371% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.507 Points$1,622 Points Fee
$8,422 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.464% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.473% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.723 Points$2,314 Points Fee
$3,309 Total Fees$995 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.715% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.926 Points$2,963 Points Fee
$2,963 Total Fees$0 Lender Fees
 30 Years Fixed
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.758 Points$2,426 Points Fee
$3,921 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.281% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.331 Points$1,059 Points Fee
$1,059 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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