Home Refinance Loan Ratesin Massachusetts

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Massachusetts and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/17/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.725% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.477 Points$1,526 Points Fee
$3,521 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.976% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.874 Points$2,797 Points Fee
$3,497 Total Fees$700 Lender Fees
 30 Years Fixed
6.151% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
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5.929% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.578 Points$1,850 Points Fee
$1,850 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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