Home Refinance Loan Ratesin Massachusetts

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Massachusetts and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/25/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.739% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.634 Points$2,029 Points Fee
$4,024 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.963% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.953 Points$3,050 Points Fee
$3,050 Total Fees$0 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.218% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.996 Points$3,187 Points Fee
$3,187 Total Fees$0 Lender Fees
 30 Years Fixed
6.226% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.862 Points$2,758 Points Fee
$3,458 Total Fees$700 Lender Fees
 30 Years Fixed
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5.929% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.584 Points$1,869 Points Fee
$1,869 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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