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Home Refinance Loan Ratesin Maryland
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 02/12/2026)
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Lender
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APR
|
Rate
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Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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5.361% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.902 Points$2,886 Points Fee
|
$3,981 Total Fees$1,095 Lender Fees
|
5 Years ARM | |
|
5.610% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.897 Points$2,870 Points Fee
|
$3,920 Total Fees$1,050 Lender Fees
|
5 Years ARM | |
|
6.013% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
5 Years ARM | |
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PENNYMAC |
5.327% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.862 Points$2,758 Points Fee
|
$2,758 Total Fees$0 Lender Fees
|
5 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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