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Home Refinance Loan Ratesin Maryland
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 08/14/2026)
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Lender
|
APR
|
Rate
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Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.732% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.885 Points$2,832 Points Fee
|
$3,882 Total Fees$1,050 Lender Fees
|
5 Years ARM | |
|
5.845% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.819 Points$2,621 Points Fee
|
$7,926 Total Fees$5,305 Lender Fees
|
5 Years ARM | |
|
6.252% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.882 Points$2,822 Points Fee
|
$4,451 Total Fees$1,629 Lender Fees
|
5 Years ARM | |
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| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
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| A smarter way to get cash from your home | ||||||
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| Low rates, quick quote & approval | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
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| Proud to help you find the home loan of your future | ||||||
PENNYMAC |
5.953% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.847 Points$2,710 Points Fee
|
$2,710 Total Fees$0 Lender Fees
|
5 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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