Home Refinance Loan Ratesin Maryland

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/15/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.862% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.927 Points$2,966 Points Fee
$4,016 Total Fees$1,050 Lender Fees
 5 Years ARM
6.246% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.812 Points$2,598 Points Fee
$4,227 Total Fees$1,629 Lender Fees
 5 Years ARM
6.247% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.965 Points$3,088 Points Fee
$4,183 Total Fees$1,095 Lender Fees
 5 Years ARM
6.500% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.987 Points$3,158 Points Fee
$4,208 Total Fees$1,050 Lender Fees
 5 Years ARM
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5.964% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.958 Points$3,066 Points Fee
$3,066 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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