Home Refinance Loan Ratesin Maryland

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/31/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.733% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.847 Points$2,710 Points Fee
$3,805 Total Fees$1,095 Lender Fees
5 Years ARM
6.692% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
5 Years ARM
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5.585% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.946 Points$3,027 Points Fee
$3,027 Total Fees$0 Lender Fees
5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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