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Home Refinance Loan Ratesin Maryland
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/02/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.981% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.521 Points$1,667 Points Fee
|
$3,662 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.136% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.710 Points$2,272 Points Fee
|
$9,072 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.696 Points$2,227 Points Fee
|
$2,227 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.209% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.904 Points$2,893 Points Fee
|
$2,893 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.216% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.641 Points$2,051 Points Fee
|
$3,146 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.241% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.830 Points$2,656 Points Fee
|
$3,951 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.251% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.906 Points$2,899 Points Fee
|
$4,294 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.327% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.335% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.895 Points$2,864 Points Fee
|
$2,864 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.403% APR | 6.250% Rate 45 day rate lock | $1,971 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.619% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.877 Points$2,806 Points Fee
|
$4,301 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Your home's value could help you save. | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.182% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.603 Points$1,930 Points Fee
|
$1,930 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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