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Home Refinance Loan Ratesin Maryland
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 08/19/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.359% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.775 Points$2,480 Points Fee
|
$3,705 Total Fees$1,225 Lender Fees
|
30 Years Fixed | |
|
6.469% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.642 Points$2,054 Points Fee
|
$3,149 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.489% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.788 Points$2,522 Points Fee
|
$3,817 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.493% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.760 Points$2,432 Points Fee
|
$4,060 Total Fees$1,628 Lender Fees
|
30 Years Fixed | |
|
6.495% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.823 Points$2,634 Points Fee
|
$4,029 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.531% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.868 Points$2,778 Points Fee
|
$9,578 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.551% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.633 Points$2,026 Points Fee
|
$2,026 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.555% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.679 Points$2,173 Points Fee
|
$2,173 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.578% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Proud to help you find the home loan of your future | ||||||
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| Low rates, quick quote & approval | ||||||
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| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
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| A smarter way to get cash from your home | ||||||
PENNYMAC |
6.426% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.535 Points$1,712 Points Fee
|
$1,712 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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