Home Refinance Loan Ratesin Maryland

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/11/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.563% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.696 Points$2,227 Points Fee
$2,227 Total Fees$0 Lender Fees
30 Years Fixed
5.749% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.955 Points$3,056 Points Fee
$4,351 Total Fees$1,295 Lender Fees
30 Years Fixed
5.920% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.485 Points$1,552 Points Fee
$1,552 Total Fees$0 Lender Fees
30 Years Fixed
5.938% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
30 Years Fixed
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America's #1 Retail Lender (Scottsman Guide)
5.820% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.764 Points$2,445 Points Fee
$2,445 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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