Home Refinance Loan Ratesin Maryland

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/12/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.003% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.987 Points$3,158 Points Fee
$4,453 Total Fees$1,295 Lender Fees
30 Years Fixed
6.082% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.993 Points$3,178 Points Fee
$3,178 Total Fees$0 Lender Fees
30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
30 Years Fixed
6.460% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.676 Points$2,163 Points Fee
$2,863 Total Fees$700 Lender Fees
30 Years Fixed
Discover multiple refinance options
Use your VA Loan Benefit to get cash from your home equity
Refi from your sofa. It’s surprisingly simple.
5.950% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.817 Points$2,614 Points Fee
$2,614 Total Fees$0 Lender Fees
30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in