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Home Refinance Loan Ratesin Maine
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maine and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 01/07/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.861% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.772 Points$2,470 Points Fee
|
$3,865 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
5.972% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.743 Points$2,378 Points Fee
|
$3,373 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
5.981% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.743 Points$2,378 Points Fee
|
$3,673 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.993% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.964 Points$3,085 Points Fee
|
$4,080 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.796 Points$2,547 Points Fee
|
$4,435 Total Fees$1,888 Lender Fees
|
30 Years Fixed | |
|
6.053% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.673 Points$2,154 Points Fee
|
$2,154 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.151% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,200 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.178% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.214% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.949 Points$3,037 Points Fee
|
$3,037 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.224% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.836 Points$2,675 Points Fee
|
$3,375 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.925% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.542 Points$1,734 Points Fee
|
$1,734 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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