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Home Refinance Loan Ratesin Louisiana
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Louisiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/07/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.973% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.437 Points$1,398 Points Fee
|
$3,393 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.062% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.528 Points$1,690 Points Fee
|
$2,485 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.087% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.751 Points$2,403 Points Fee
|
$3,453 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.157% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.945 Points$3,024 Points Fee
|
$9,824 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.183% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.617 Points$1,974 Points Fee
|
$1,974 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.236% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.870 Points$2,784 Points Fee
|
$3,779 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.242% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.909 Points$2,909 Points Fee
|
$4,137 Total Fees$1,228 Lender Fees
|
30 Years Fixed | |
|
6.277% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.333% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.562 Points$1,798 Points Fee
|
$2,793 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.374% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.845 Points$2,704 Points Fee
|
$4,198 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.440% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.681 Points$2,179 Points Fee
|
$2,179 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.595% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.988 Points$3,162 Points Fee
|
$3,162 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.737% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.690 Points$2,208 Points Fee
|
$3,703 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Discover multiple refinance options | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Low rates, quick quote & approval | ||||||
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| Refinance to lower your rate | ||||||
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| Your home's value could help you save. | ||||||
PENNYMAC |
6.201% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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