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Home Refinance Loan Ratesin Louisiana
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Louisiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 06/17/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.012% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.865 Points$2,768 Points Fee
|
$4,763 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.641 Points$2,051 Points Fee
|
$3,101 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.235% APR | 6.125% Rate 35 day rate lock | $1,945 Payment per month |
0.744 Points$2,381 Points Fee
|
$3,776 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.243% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.951 Points$3,043 Points Fee
|
$4,279 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.244% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.930 Points$2,976 Points Fee
|
$4,204 Total Fees$1,228 Lender Fees
|
30 Years Fixed | |
|
6.253% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.600 Points$1,920 Points Fee
|
$8,720 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.325% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.798 Points$2,554 Points Fee
|
$2,554 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.378% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.883 Points$2,826 Points Fee
|
$4,320 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.391% APR | 6.250% Rate 45 day rate lock | $1,971 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.433% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.606 Points$1,939 Points Fee
|
$1,939 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.638% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.977 Points$3,126 Points Fee
|
$4,621 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Proud to help you find the home loan of your future | ||||||
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| Refinance to lower your rate | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.292% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.443 Points$1,418 Points Fee
|
$1,418 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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