Home Refinance Loan Ratesin Louisiana

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Louisiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/07/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.820% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.750 Points$2,400 Points Fee
$7,024 Total Fees$4,624 Lender Fees
 30 Years Fixed
6.037% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.506 Points$1,619 Points Fee
$1,619 Total Fees$0 Lender Fees
 30 Years Fixed
6.086% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.612 Points$1,958 Points Fee
$2,953 Total Fees$995 Lender Fees
 30 Years Fixed
6.103% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.531 Points$1,699 Points Fee
$3,689 Total Fees$1,990 Lender Fees
 30 Years Fixed
6.163% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.201% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.224% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.836 Points$2,675 Points Fee
$3,375 Total Fees$700 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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