Home Refinance Loan Ratesin Louisiana

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Louisiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 11/06/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.114% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.743 Points$2,378 Points Fee
$4,265 Total Fees$1,887 Lender Fees
 30 Years Fixed
6.178% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.186% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.343% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.987 Points$3,158 Points Fee
$3,158 Total Fees$0 Lender Fees
 30 Years Fixed
6.455% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$2,700 Total Fees$700 Lender Fees
 30 Years Fixed
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5.930% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.591 Points$1,891 Points Fee
$1,891 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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