Home Refinance Loan Ratesin Kentucky

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/30/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.705% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.634 Points$2,029 Points Fee
$3,039 Total Fees$1,010 Lender Fees
5 Years ARM
6.617% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.835 Points$2,672 Points Fee
$4,070 Total Fees$1,398 Lender Fees
5 Years ARM
Use your VA Loan Benefit to get cash from your home equity
Refi from your sofa. It’s surprisingly simple.
Discover multiple refinance options
We approve credit scores as low as 550 for VA and FHA refinancing
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in