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Home Refinance Loan Ratesin Kentucky
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 09/26/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
7.221% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.962 Points$3,078 Points Fee
|
$3,078 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.267% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.961 Points$3,075 Points Fee
|
$4,569 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
7.280% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.713 Points$2,282 Points Fee
|
$9,082 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
7.282% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.313 Points$1,002 Points Fee
|
$1,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.476% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Discover multiple refinance options | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
7.290% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.395 Points$1,264 Points Fee
|
$1,264 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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