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Home Refinance Loan Ratesin Kentucky
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/17/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.364% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.863 Points$2,762 Points Fee
|
$3,857 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.375% APR | 6.250% Rate 35 day rate lock | $1,971 Payment per month |
0.887 Points$2,838 Points Fee
|
$4,233 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.400% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.822 Points$2,630 Points Fee
|
$9,430 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.447% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.755 Points$2,416 Points Fee
|
$2,416 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.452% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.461% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.901 Points$2,883 Points Fee
|
$2,883 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.592% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.961 Points$3,075 Points Fee
|
$3,075 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
ADVERTISEMENT
| A smarter way to get cash from your home | ||||||
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| Discover multiple refinance options | ||||||
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| Proud to help you find the home loan of your future | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.324% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.784 Points$2,509 Points Fee
|
$2,509 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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