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Iowa Refinance Rates | Citibank, BofA 30 Year Fixed Iowa Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Iowa and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/22/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Refinance once. Stop paying lending fees forever. | View Details Sponsored
|
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|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.945 Points$3,024 Points Fee
|
$4,419 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.017% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.801 Points$2,563 Points Fee
|
$9,363 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.049% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.636 Points$2,035 Points Fee
|
$2,035 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.077% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.093% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.692 Points$2,214 Points Fee
|
$3,209 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.110% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.881 Points$2,819 Points Fee
|
$4,114 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.128% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.229% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.803 Points$2,570 Points Fee
|
$3,565 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.460% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.888 Points$2,842 Points Fee
|
$2,842 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.503% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.876 Points$2,803 Points Fee
|
$4,298 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Discover multiple refinance options | ||||||
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| Low rates, quick quote & approval | ||||||
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| Your home's value could help you save. | ||||||
PENNYMAC |
6.044% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.581 Points$1,859 Points Fee
|
$1,859 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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