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Iowa Refinance Rates | Citibank, BofA 30 Year Fixed Iowa Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Iowa and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/05/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.753% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.685 Points$2,192 Points Fee
|
$8,992 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
5.878% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.988 Points$3,162 Points Fee
|
$4,457 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.919% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.475 Points$1,520 Points Fee
|
$1,520 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.962% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.491% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.755 Points$2,416 Points Fee
|
$3,911 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.820% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.764 Points$2,445 Points Fee
|
$2,445 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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