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Iowa Refinance Rates | Citibank, BofA 30 Year Fixed Iowa Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Iowa and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 06/01/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.278% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.880 Points$2,816 Points Fee
|
$9,616 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.355% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.799 Points$2,557 Points Fee
|
$3,793 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.429% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.466% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.524 Points$1,677 Points Fee
|
$3,072 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.476% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.598 Points$1,914 Points Fee
|
$3,408 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.571% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.845 Points$2,704 Points Fee
|
$2,704 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.764% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.974 Points$3,117 Points Fee
|
$4,612 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.897% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.981 Points$3,139 Points Fee
|
$4,834 Total Fees$1,695 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.287% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.391 Points$1,251 Points Fee
|
$1,251 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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