Iowa Refinance Rates | Citibank, BofA 30 Year Fixed Iowa Lenders

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Iowa and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.002% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.937 Points$2,998 Points Fee
$4,393 Total Fees$1,395 Lender Fees
30 Years Fixed
6.048% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.617 Points$1,974 Points Fee
$1,974 Total Fees$0 Lender Fees
30 Years Fixed
6.151% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
30 Years Fixed
6.218% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.674 Points$2,157 Points Fee
$3,422 Total Fees$1,265 Lender Fees
30 Years Fixed
6.228% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.881 Points$2,819 Points Fee
$3,519 Total Fees$700 Lender Fees
30 Years Fixed
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5.950% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.817 Points$2,614 Points Fee
$2,614 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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