Iowa Refinance Rates | Citibank, BofA 30 Year Fixed Iowa Lenders

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Iowa and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/13/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.088% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.832 Points$2,662 Points Fee
$3,362 Total Fees$700 Lender Fees
 30 Years Fixed
6.186% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
Homeowners best kept secret for cash
Refi from your sofa. It’s surprisingly simple.
Discover multiple refinance options
Use your VA Loan Benefit to get cash from your home equity
We approve credit scores as low as 550 for VA and FHA refinancing
5.933% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.630 Points$2,016 Points Fee
$2,016 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in

Iowa Cities Resource

Choose your city below to view local mortgage lenders in your area: