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Refinance Mortgage Rates for Indiana HomesLow Rates - 2% 2.25% 15 years. Find Lowest Rates
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Indiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/15/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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6.339% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.648 Points$2,074 Points Fee
|
$3,124 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.344% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.658 Points$2,106 Points Fee
|
$3,294 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.447% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.753 Points$2,410 Points Fee
|
$2,410 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.452% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.460% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.578 Points$1,850 Points Fee
|
$3,086 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.461% APR | 6.375% Rate 35 day rate lock | $1,997 Payment per month |
0.467 Points$1,494 Points Fee
|
$2,889 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.461% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.901 Points$2,883 Points Fee
|
$2,883 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.475% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.807 Points$2,582 Points Fee
|
$3,377 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.481% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.677 Points$2,166 Points Fee
|
$3,561 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.485% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.366 Points$1,171 Points Fee
|
$7,971 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.491% APR | 6.375% Rate 35 day rate lock | $1,997 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,895 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.608% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
0.500 Points$1,600 Points Fee
|
$3,595 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.690% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.670 Points$2,144 Points Fee
|
$2,144 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Proud to help you find the home loan of your future | ||||||
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| A smarter way to get cash from your home | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.335% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.898 Points$2,874 Points Fee
|
$2,874 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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