Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 07/01/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.389% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.958 Points$3,066 Points Fee
$4,711 Total Fees$1,645 Lender Fees
 5 Years ARM
7.071% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 5 Years ARM
7.267% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.991 Points$3,171 Points Fee
$4,566 Total Fees$1,395 Lender Fees
 5 Years ARM
Discover multiple refinance options
We approve credit scores as low as 550 for VA and FHA refinancing
Use your VA Loan Benefit to get cash from your home equity
Homeowners best kept secret for cash
Refi from your sofa. It’s surprisingly simple.
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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