Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 09/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.300% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 7 Years ARM
Refi from your sofa. It’s surprisingly simple.
Discover multiple refinance options
Use your VA Loan Benefit to get cash from your home equity
"Unlock Your Dream Home with Us!"
5.691% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.727 Points$2,326 Points Fee
$2,326 Total Fees$0 Lender Fees
 7 Years ARM
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in