Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 01/07/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.605% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.851 Points$2,723 Points Fee
$3,718 Total Fees$995 Lender Fees
 7 Years ARM
5.950% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 7 Years ARM
5.991% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.913 Points$2,922 Points Fee
$4,112 Total Fees$1,190 Lender Fees
 7 Years ARM
6.553% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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