Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 07/26/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.598% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.680 Points$2,176 Points Fee
$7,506 Total Fees$5,330 Lender Fees
 7 Years ARM
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6.337% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.925 Points$2,960 Points Fee
$2,960 Total Fees$0 Lender Fees
 7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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