Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 08/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.848% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.769 Points$2,461 Points Fee
$3,511 Total Fees$1,050 Lender Fees
 5 Years ARM
6.234% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.860 Points$2,752 Points Fee
$8,082 Total Fees$5,330 Lender Fees
 5 Years ARM
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America's #1 Retail Lender (Scottsman Guide)
5.965% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.977 Points$3,126 Points Fee
$3,126 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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