Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 04/28/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.767% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.945 Points$3,024 Points Fee
$5,019 Total Fees$1,995 Lender Fees
 5 Years ARM
6.025% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 5 Years ARM
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.982 Points$3,142 Points Fee
$4,332 Total Fees$1,190 Lender Fees
 5 Years ARM
Refinance to lower your rate
Low rates, quick quote & approval
Refi from your sofa. It’s surprisingly simple.
Your home's value could help you save.
Discover multiple refinance options
5.828% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.855 Points$2,736 Points Fee
$2,736 Total Fees$0 Lender Fees
 5 Years ARM
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in