Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 09/18/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.438% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 5 Years ARM
6.633% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.947 Points$3,030 Points Fee
$4,425 Total Fees$1,395 Lender Fees
 5 Years ARM
Homeowners best kept secret for cash
Refi from your sofa. It’s surprisingly simple.
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Use your VA Loan Benefit to get cash from your home equity
5.703% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.860 Points$2,752 Points Fee
$2,752 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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