Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 02/15/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.491% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.951 Points$3,043 Points Fee
$4,233 Total Fees$1,190 Lender Fees
 5 Years ARM
5.887% APR 5.750% Rate 45 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 5 Years ARM
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5.191% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.751 Points$2,403 Points Fee
$2,403 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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