Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 01/07/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.110% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.835 Points$2,672 Points Fee
$3,862 Total Fees$1,190 Lender Fees
 10 Years ARM
6.565% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 10 Years ARM
6.607% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.715 Points$2,288 Points Fee
$3,658 Total Fees$1,370 Lender Fees
 10 Years ARM
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5.713% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.969 Points$3,101 Points Fee
$3,101 Total Fees$0 Lender Fees
 10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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