Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 04/08/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.025% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 10 Years ARM
6.148% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.971 Points$3,107 Points Fee
$5,102 Total Fees$1,995 Lender Fees
 10 Years ARM
6.373% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.958 Points$3,066 Points Fee
$4,256 Total Fees$1,190 Lender Fees
 10 Years ARM
7.002% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.971 Points$3,107 Points Fee
$4,290 Total Fees$1,183 Lender Fees
 10 Years ARM
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6.083% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.893 Points$2,858 Points Fee
$2,858 Total Fees$0 Lender Fees
 10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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