2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/10/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.989% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.987 Points$3,158 Points Fee
$8,690 Total Fees$5,532 Lender Fees
 5 Years ARM
6.056% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.809 Points$2,589 Points Fee
$6,288 Total Fees$3,699 Lender Fees
 5 Years ARM
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6.462% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.910 Points$2,912 Points Fee
$2,912 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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