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2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/07/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.241% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.899 Points$2,877 Points Fee
|
$4,080 Total Fees$1,203 Lender Fees
|
30 Years Fixed | |
|
6.252% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.949 Points$3,037 Points Fee
|
$4,332 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.350% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.746 Points$2,387 Points Fee
|
$3,623 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.368% APR | 6.250% Rate 35 day rate lock | $1,971 Payment per month |
0.819 Points$2,621 Points Fee
|
$4,016 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.369% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.820 Points$2,624 Points Fee
|
$4,019 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.375% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.552 Points$1,766 Points Fee
|
$8,566 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.391% APR | 6.250% Rate 45 day rate lock | $1,971 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.440% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.477% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.603 Points$1,930 Points Fee
|
$3,424 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.481% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.735 Points$2,352 Points Fee
|
$3,884 Total Fees$1,532 Lender Fees
|
30 Years Fixed | |
|
6.561% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.736 Points$2,355 Points Fee
|
$2,355 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| Proud to help you find the home loan of your future | ||||||
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| Discover multiple refinance options | ||||||
ADVERTISEMENT
| A smarter way to get cash from your home | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.296% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.484 Points$1,549 Points Fee
|
$1,549 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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