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2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/22/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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6.131% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,499 Total Fees$2,099 Lender Fees
|
30 Years Fixed | |
|
6.464% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.486% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.856 Points$2,739 Points Fee
|
$3,975 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.491% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.438 Points$1,402 Points Fee
|
$8,202 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.499% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.866 Points$2,771 Points Fee
|
$4,166 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.518% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.568% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.812 Points$2,598 Points Fee
|
$2,598 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.881% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.885 Points$2,832 Points Fee
|
$4,327 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.967% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.438% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.660 Points$2,112 Points Fee
|
$2,112 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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