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2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 11/03/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.876% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,400 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,453 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.186% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.189% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.682 Points$2,182 Points Fee
|
$2,571 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.456% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.855 Points$2,736 Points Fee
|
$2,736 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.466% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.740 Points$2,368 Points Fee
|
$3,068 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.958% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.903 Points$2,890 Points Fee
|
$2,890 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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