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2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/02/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
7.084% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.974 Points$3,117 Points Fee
|
$6,816 Total Fees$3,699 Lender Fees
|
30 Years Fixed | |
|
7.236% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.861 Points$2,755 Points Fee
|
$8,287 Total Fees$5,532 Lender Fees
|
30 Years Fixed | |
|
7.319% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.382% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.845 Points$2,704 Points Fee
|
$4,198 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
7.463% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
0.875 Points$2,800 Points Fee
|
$2,800 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.494% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
0.746 Points$2,387 Points Fee
|
$3,782 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
7.501% APR | 7.375% Rate 45 day rate lock | $2,211 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
7.306% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.560 Points$1,792 Points Fee
|
$1,792 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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