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2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 01/04/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.749% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.862 Points$2,758 Points Fee
|
$4,358 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.807% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.625 Points$2,000 Points Fee
|
$2,000 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.994% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.884 Points$2,829 Points Fee
|
$4,124 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.151% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,200 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.225% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.848 Points$2,714 Points Fee
|
$3,414 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.375% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.000 Points$0 Points Fee
|
$389 Total Fees$389 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.935% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.653 Points$2,090 Points Fee
|
$2,090 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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