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2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 08/21/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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6.338% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$7,299 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.445% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.483 Points$1,546 Points Fee
|
$2,341 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.484% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.810 Points$2,592 Points Fee
|
$3,795 Total Fees$1,203 Lender Fees
|
30 Years Fixed | |
|
6.590% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.595% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.559 Points$1,789 Points Fee
|
$3,184 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.599% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.718 Points$2,298 Points Fee
|
$3,534 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.617% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.429 Points$1,373 Points Fee
|
$8,173 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.735% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.758 Points$2,426 Points Fee
|
$3,958 Total Fees$1,532 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
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| A smarter way to get cash from your home | ||||||
PENNYMAC |
6.462% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.919 Points$2,941 Points Fee
|
$2,941 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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