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2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 02/20/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.649% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.949 Points$3,037 Points Fee
|
$9,837 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
5.735% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.805 Points$2,576 Points Fee
|
$3,871 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.938% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.124% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.000 Points$0 Points Fee
|
$389 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.259% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.967 Points$3,094 Points Fee
|
$4,589 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.806% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.614 Points$1,965 Points Fee
|
$1,965 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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