Home Refinancing Rates Hawaii

Current Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Hawaii and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.277% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.287% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.972 Points$3,110 Points Fee
$9,910 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.347% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.721 Points$2,307 Points Fee
$3,302 Total Fees$995 Lender Fees
 30 Years Fixed
6.385% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.964 Points$3,085 Points Fee
$4,579 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
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6.213% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.952 Points$3,046 Points Fee
$3,046 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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