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Home Refinance Loan Ratesin Georgia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 11/03/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.385% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.863 Points$2,762 Points Fee
|
$4,775 Total Fees$2,013 Lender Fees
|
7 Years ARM | |
|
6.466% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.892 Points$2,854 Points Fee
|
$7,449 Total Fees$4,595 Lender Fees
|
7 Years ARM | |
|
6.490% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.884 Points$2,829 Points Fee
|
$3,879 Total Fees$1,050 Lender Fees
|
7 Years ARM | |
|
6.563% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.000 Points$0 Points Fee
|
$2,316 Total Fees$2,316 Lender Fees
|
7 Years ARM | |
|
6.583% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.737 Points$2,358 Points Fee
|
$2,899 Total Fees$541 Lender Fees
|
7 Years ARM | |
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| Low rates, quick quote & approval | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.458% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.873 Points$2,794 Points Fee
|
$2,794 Total Fees$0 Lender Fees
|
7 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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