Sort By:
Home Refinance Loan Ratesin Georgia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 02/06/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
|||||
|
5.490% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.971 Points$3,107 Points Fee
|
$4,102 Total Fees$995 Lender Fees
|
7 Years ARM | |
|
5.614% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.923 Points$2,954 Points Fee
|
$4,182 Total Fees$1,228 Lender Fees
|
7 Years ARM | |
|
5.696% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.798 Points$2,554 Points Fee
|
$7,175 Total Fees$4,621 Lender Fees
|
7 Years ARM | |
|
5.699% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
7 Years ARM | |
|
5.784% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.927 Points$2,966 Points Fee
|
$5,650 Total Fees$2,684 Lender Fees
|
7 Years ARM | |
|
5.964% APR | 5.875% Rate 60 day rate lock | $1,893 Payment per month |
0.964 Points$3,085 Points Fee
|
$3,085 Total Fees$0 Lender Fees
|
7 Years ARM | |
|
6.025% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
7 Years ARM | |
ADVERTISEMENT
| Homeowners best kept secret for cash | ||||||
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
ADVERTISEMENT
| America's #1 Retail Lender (Scottsman Guide) | ||||||
ADVERTISEMENT
| Use your VA Loan Benefit to get cash from your home equity | ||||||
PENNYMAC |
5.424% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.544 Points$1,741 Points Fee
|
$1,741 Total Fees$0 Lender Fees
|
7 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Georgia Cities Resource
Choose your city below to view local mortgage lenders in your area: