Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/14/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.861% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.960 Points$3,072 Points Fee
$4,082 Total Fees$1,010 Lender Fees
 5 Years ARM
6.630% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.855 Points$2,736 Points Fee
$4,336 Total Fees$1,600 Lender Fees
 5 Years ARM
We approve credit scores as low as 550 for VA and FHA refinancing
Discover multiple refinance options
Refi from your sofa. It’s surprisingly simple.
Homeowners best kept secret for cash
Use your VA Loan Benefit to get cash from your home equity
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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