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Home Refinance Loan Ratesin Georgia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/17/2026)
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Lender
|
APR
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Rate
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Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.022% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.944 Points$3,021 Points Fee
|
$5,120 Total Fees$2,099 Lender Fees
|
5 Years ARM | |
|
6.061% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.000 Points$0 Points Fee
|
$2,316 Total Fees$2,316 Lender Fees
|
5 Years ARM | |
|
6.238% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.868 Points$2,778 Points Fee
|
$3,966 Total Fees$1,188 Lender Fees
|
5 Years ARM | |
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| Discover multiple refinance options | ||||||
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| Low rates, quick quote & approval | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.464% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.940 Points$3,008 Points Fee
|
$3,008 Total Fees$0 Lender Fees
|
5 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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