Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/16/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.232% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.866 Points$2,771 Points Fee
$3,866 Total Fees$1,095 Lender Fees
 5 Years ARM
5.402% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.881 Points$2,819 Points Fee
$5,503 Total Fees$2,684 Lender Fees
 5 Years ARM
5.474% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.757 Points$2,422 Points Fee
$3,610 Total Fees$1,188 Lender Fees
 5 Years ARM
5.701% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.838 Points$2,682 Points Fee
$2,682 Total Fees$0 Lender Fees
 5 Years ARM
5.887% APR 5.750% Rate 45 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 5 Years ARM
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5.081% APR 5.000% Rate 30 day rate lock $1,718 Payment per month
0.929 Points$2,973 Points Fee
$2,973 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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