Home Refinance Loan Ratesin District of Columbia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in District of Columbia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/11/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.495% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.950 Points$3,040 Points Fee
$4,276 Total Fees$1,236 Lender Fees
7 Years ARM
6.644% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
7 Years ARM
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6.325% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.790 Points$2,528 Points Fee
$2,528 Total Fees$0 Lender Fees
7 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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