Home Refinance Loan Ratesin District of Columbia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in District of Columbia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/08/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.743% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.671 Points$2,147 Points Fee
$4,142 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.871% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.920 Points$2,944 Points Fee
$4,239 Total Fees$1,295 Lender Fees
 30 Years Fixed
5.950% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.078% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.524 Points$1,677 Points Fee
$2,672 Total Fees$995 Lender Fees
 30 Years Fixed
6.257% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.784 Points$2,509 Points Fee
$4,509 Total Fees$2,000 Lender Fees
 30 Years Fixed
Refi from your sofa. It’s surprisingly simple.
Use your VA Loan Benefit to get cash from your home equity
Homeowners best kept secret for cash
Discover multiple refinance options
5.831% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.889 Points$2,845 Points Fee
$2,845 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in