Arkansas Refinance Rates - 30 Year Fixed, 15 Year & ARMs Arkansas Lenders - Citibank - BofA and more

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arkansas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 02/05/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.215% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.681 Points$2,179 Points Fee
$3,367 Total Fees$1,188 Lender Fees
 5 Years ARM
5.607% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.844 Points$2,701 Points Fee
$3,929 Total Fees$1,228 Lender Fees
 5 Years ARM
5.964% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.966 Points$3,091 Points Fee
$3,091 Total Fees$0 Lender Fees
 5 Years ARM
6.013% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 5 Years ARM
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5.213% APR 5.125% Rate 30 day rate lock $1,743 Payment per month
0.996 Points$3,187 Points Fee
$3,187 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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