Arkansas Refinance Rates - 30 Year Fixed, 15 Year & ARMs Arkansas Lenders - Citibank - BofA and more

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arkansas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.870% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$4,195 Total Fees$995 Lender Fees
30 Years Fixed
5.931% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.610 Points$1,952 Points Fee
$1,952 Total Fees$0 Lender Fees
30 Years Fixed
5.970% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.622 Points$1,990 Points Fee
$3,285 Total Fees$1,295 Lender Fees
30 Years Fixed
5.991% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.855 Points$2,736 Points Fee
$4,031 Total Fees$1,295 Lender Fees
30 Years Fixed
5.991% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.817 Points$2,614 Points Fee
$4,009 Total Fees$1,395 Lender Fees
30 Years Fixed
6.046% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.607 Points$1,942 Points Fee
$1,942 Total Fees$0 Lender Fees
30 Years Fixed
6.066% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
30 Years Fixed
6.163% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$5,600 Total Fees$3,200 Lender Fees
30 Years Fixed
6.213% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.717 Points$2,294 Points Fee
$2,994 Total Fees$700 Lender Fees
30 Years Fixed
6.218% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.994 Points$3,181 Points Fee
$3,181 Total Fees$0 Lender Fees
30 Years Fixed
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5.830% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.877 Points$2,806 Points Fee
$2,806 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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