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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/03/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.519% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.955 Points$3,056 Points Fee
|
$5,155 Total Fees$2,099 Lender Fees
|
5 Years ARM | |
|
6.151% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
5 Years ARM | |
|
6.588% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.915 Points$2,928 Points Fee
|
$3,033 Total Fees$105 Lender Fees
|
5 Years ARM | |
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| Low rates, quick quote & approval | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| Discover multiple refinance options | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
5.836% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.942 Points$3,014 Points Fee
|
$3,014 Total Fees$0 Lender Fees
|
5 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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