Home Refinance Loan Ratesin Arizona

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.623% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.975 Points$3,120 Points Fee
$4,524 Total Fees$1,404 Lender Fees
 5 Years ARM
5.951% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.733 Points$2,346 Points Fee
$7,041 Total Fees$4,695 Lender Fees
 5 Years ARM
5.966% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.985 Points$3,152 Points Fee
$3,152 Total Fees$0 Lender Fees
 5 Years ARM
6.371% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.930 Points$2,976 Points Fee
$4,101 Total Fees$1,125 Lender Fees
 5 Years ARM
6.438% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 5 Years ARM
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We approve credit scores as low as 550 for VA and FHA refinancing
Use your VA Loan Benefit to get cash from your home equity
Refi from your sofa. It’s surprisingly simple.
Homeowners best kept secret for cash
5.569% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.759 Points$2,429 Points Fee
$2,429 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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