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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 11/06/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.477% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.762 Points$2,438 Points Fee
|
$3,697 Total Fees$1,259 Lender Fees
|
5 Years ARM | |
|
5.715% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.926 Points$2,963 Points Fee
|
$7,658 Total Fees$4,695 Lender Fees
|
5 Years ARM | |
|
5.745% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.936 Points$2,995 Points Fee
|
$4,403 Total Fees$1,408 Lender Fees
|
5 Years ARM | |
|
5.758% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.836 Points$2,675 Points Fee
|
$4,674 Total Fees$1,999 Lender Fees
|
5 Years ARM | |
|
6.255% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.810 Points$2,592 Points Fee
|
$4,549 Total Fees$1,957 Lender Fees
|
5 Years ARM | |
|
6.336% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.911 Points$2,915 Points Fee
|
$2,915 Total Fees$0 Lender Fees
|
5 Years ARM | |
|
6.692% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
5 Years ARM | |
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PENNYMAC |
5.589% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.981 Points$3,139 Points Fee
|
$3,139 Total Fees$0 Lender Fees
|
5 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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