Home Refinance Loan Ratesin Arizona

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 04/03/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.071% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$6,928 Total Fees$4,528 Lender Fees
10 Years ARM
6.149% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.977 Points$3,126 Points Fee
$5,121 Total Fees$1,995 Lender Fees
10 Years ARM
7.003% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.975 Points$3,120 Points Fee
$4,303 Total Fees$1,183 Lender Fees
10 Years ARM
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Refi from your sofa. It’s surprisingly simple.
As low as 0% down options & down payment assistance
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Refinance to lower your rate
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
10 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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