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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/23/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Proud to help you find the home loan of your future | View Details Sponsored
|
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6.305% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,314 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.322% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.375 Points$1,200 Points Fee
|
$2,559 Total Fees$1,359 Lender Fees
|
30 Years Fixed | |
|
6.453% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.525 Points$1,680 Points Fee
|
$2,730 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.458% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.866 Points$2,771 Points Fee
|
$2,771 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.461% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.899 Points$2,877 Points Fee
|
$2,877 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.518% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.594% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.984 Points$3,149 Points Fee
|
$3,149 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.872% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.784 Points$2,509 Points Fee
|
$4,004 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Discover multiple refinance options | ||||||
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| Refinance to lower your rate | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| Low rates, quick quote & approval | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
PENNYMAC |
6.425% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.525 Points$1,680 Points Fee
|
$1,680 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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