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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/02/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
7.089% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.836 Points$2,675 Points Fee
|
$3,388 Total Fees$713 Lender Fees
|
30 Years Fixed | |
|
7.132% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
1.000 Points$3,200 Points Fee
|
$8,475 Total Fees$5,275 Lender Fees
|
30 Years Fixed | |
|
7.191% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,314 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
7.213% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.500 Points$1,600 Points Fee
|
$2,959 Total Fees$1,359 Lender Fees
|
30 Years Fixed | |
|
7.216% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.625 Points$2,000 Points Fee
|
$7,165 Total Fees$5,165 Lender Fees
|
30 Years Fixed | |
|
7.273% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,770 Total Fees$1,570 Lender Fees
|
30 Years Fixed | |
|
7.310% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.300 Points$960 Points Fee
|
$2,010 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
7.345% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.636 Points$2,035 Points Fee
|
$3,271 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
7.381% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.827 Points$2,646 Points Fee
|
$4,275 Total Fees$1,629 Lender Fees
|
30 Years Fixed | |
|
7.385% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.910 Points$2,912 Points Fee
|
$4,307 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
7.449% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
0.731 Points$2,339 Points Fee
|
$2,339 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.475% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
0.745 Points$2,384 Points Fee
|
$3,179 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
7.476% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.494% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
0.713 Points$2,282 Points Fee
|
$3,776 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
7.538% APR | 7.490% Rate 35 day rate lock | $2,236 Payment per month |
0.000 Points$0 Points Fee
|
$1,495 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| Discover multiple refinance options | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
7.320% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.700 Points$2,240 Points Fee
|
$2,240 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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