Home Refinance Loan Ratesin Arizona

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/07/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.085% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$7,299 Total Fees$4,499 Lender Fees
30 Years Fixed
6.117% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.882 Points$2,822 Points Fee
$4,117 Total Fees$1,295 Lender Fees
30 Years Fixed
6.191% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,714 Total Fees$3,515 Lender Fees
30 Years Fixed
6.240% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.927 Points$2,966 Points Fee
$4,016 Total Fees$1,050 Lender Fees
30 Years Fixed
6.255% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,559 Total Fees$1,359 Lender Fees
30 Years Fixed
6.272% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.699 Points$2,237 Points Fee
$5,032 Total Fees$2,795 Lender Fees
30 Years Fixed
6.336% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.908 Points$2,906 Points Fee
$2,906 Total Fees$0 Lender Fees
30 Years Fixed
6.347% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.626 Points$2,003 Points Fee
$3,298 Total Fees$1,295 Lender Fees
30 Years Fixed
6.353% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,495 Total Fees$1,495 Lender Fees
30 Years Fixed
6.359% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.839 Points$2,685 Points Fee
$3,921 Total Fees$1,236 Lender Fees
30 Years Fixed
6.367% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.761 Points$2,435 Points Fee
$4,064 Total Fees$1,629 Lender Fees
30 Years Fixed
6.369% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.820 Points$2,624 Points Fee
$4,019 Total Fees$1,395 Lender Fees
30 Years Fixed
6.375% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.552 Points$1,766 Points Fee
$8,566 Total Fees$6,800 Lender Fees
30 Years Fixed
6.424% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.515 Points$1,648 Points Fee
$1,648 Total Fees$0 Lender Fees
30 Years Fixed
6.488% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.719 Points$2,301 Points Fee
$3,795 Total Fees$1,494 Lender Fees
30 Years Fixed
6.561% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.744 Points$2,381 Points Fee
$2,381 Total Fees$0 Lender Fees
30 Years Fixed
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Refinance to lower your rate
6.295% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.474 Points$1,517 Points Fee
$1,517 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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