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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 08/19/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.212% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$7,299 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.212% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$7,374 Total Fees$4,574 Lender Fees
|
30 Years Fixed | |
|
6.333% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.875 Points$2,800 Points Fee
|
$2,905 Total Fees$105 Lender Fees
|
30 Years Fixed | |
|
6.339% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.646 Points$2,067 Points Fee
|
$3,117 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.361% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$8,081 Total Fees$5,281 Lender Fees
|
30 Years Fixed | |
|
6.385% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.375 Points$1,200 Points Fee
|
$4,714 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.489% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.788 Points$2,522 Points Fee
|
$3,817 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.493% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.760 Points$2,432 Points Fee
|
$4,060 Total Fees$1,628 Lender Fees
|
30 Years Fixed | |
|
6.495% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.823 Points$2,634 Points Fee
|
$4,029 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.531% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.868 Points$2,778 Points Fee
|
$9,578 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.551% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.633 Points$2,026 Points Fee
|
$2,026 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.555% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.679 Points$2,173 Points Fee
|
$2,173 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.577% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.497 Points$1,590 Points Fee
|
$2,826 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
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| Low rates, quick quote & approval | ||||||
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| A smarter way to get cash from your home | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
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| Proud to help you find the home loan of your future | ||||||
PENNYMAC |
6.423% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.505 Points$1,616 Points Fee
|
$1,616 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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