Home Refinance Loan Ratesin Arizona

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 09/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.442% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$6,499 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.442% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$6,574 Total Fees$4,574 Lender Fees
 30 Years Fixed
6.489% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.897 Points$2,870 Points Fee
$3,920 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.495% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,159 Total Fees$1,359 Lender Fees
 30 Years Fixed
6.535% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$5,514 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.541% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$5,595 Total Fees$2,795 Lender Fees
 30 Years Fixed
6.560% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.625 Points$2,000 Points Fee
$2,105 Total Fees$105 Lender Fees
 30 Years Fixed
6.608% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.829 Points$2,653 Points Fee
$3,948 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.617% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.907 Points$2,902 Points Fee
$4,138 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.627% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.888 Points$2,842 Points Fee
$4,237 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.628% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.861 Points$2,755 Points Fee
$4,384 Total Fees$1,629 Lender Fees
 30 Years Fixed
6.634% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.929 Points$2,973 Points Fee
$4,467 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.641% APR 6.500% Rate 35 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$4,695 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.650% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.778 Points$2,490 Points Fee
$9,290 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.686% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.628 Points$2,010 Points Fee
$2,010 Total Fees$0 Lender Fees
 30 Years Fixed
6.712% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.648 Points$2,074 Points Fee
$2,869 Total Fees$795 Lender Fees
 30 Years Fixed
6.782% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
Low rates, quick quote & approval
Refinance to lower your rate
As low as 0% down options & down payment assistance
Discover multiple refinance options
A smarter way to get cash from your home
6.578% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.814 Points$2,605 Points Fee
$2,605 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in

Arizona Cities Resource

Choose your city below to view local mortgage lenders in your area:

View More Cities