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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/05/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Proud to help you find the home loan of your future | View Details Sponsored
|
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|
5.509% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,800 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.685% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,714 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
5.716% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,305 Total Fees$105 Lender Fees
|
30 Years Fixed | |
|
5.734% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.830 Points$2,656 Points Fee
|
$3,851 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
5.737% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.642 Points$2,054 Points Fee
|
$3,942 Total Fees$1,888 Lender Fees
|
30 Years Fixed | |
|
5.748% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,408 Total Fees$1,208 Lender Fees
|
30 Years Fixed | |
|
5.753% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.685 Points$2,192 Points Fee
|
$8,992 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
5.819% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.770 Points$2,464 Points Fee
|
$6,992 Total Fees$4,528 Lender Fees
|
30 Years Fixed | |
|
5.878% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.988 Points$3,162 Points Fee
|
$4,457 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.887% APR | 5.750% Rate 45 day rate lock | $1,868 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.919% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.475 Points$1,520 Points Fee
|
$1,520 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.977% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.673 Points$2,154 Points Fee
|
$3,549 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
5.981% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.834 Points$2,669 Points Fee
|
$3,664 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
5.984% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.934 Points$2,989 Points Fee
|
$3,784 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.491% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.755 Points$2,416 Points Fee
|
$3,911 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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PENNYMAC |
5.830% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.877 Points$2,806 Points Fee
|
$2,806 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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