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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/05/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.864% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,000 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.958% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.899 Points$2,877 Points Fee
|
$2,877 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.983% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.547 Points$1,750 Points Fee
|
$3,745 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.053% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,314 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.081% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$2,905 Total Fees$105 Lender Fees
|
30 Years Fixed | |
|
6.091% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,319 Total Fees$1,319 Lender Fees
|
30 Years Fixed | |
|
6.147% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.837 Points$2,678 Points Fee
|
$9,478 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.187% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.645 Points$2,064 Points Fee
|
$6,592 Total Fees$4,528 Lender Fees
|
30 Years Fixed | |
|
6.194% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.732 Points$2,342 Points Fee
|
$2,342 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.265% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.338% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.616 Points$1,971 Points Fee
|
$2,966 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.343% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.981 Points$3,139 Points Fee
|
$3,139 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.349% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.646 Points$2,067 Points Fee
|
$3,362 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.637% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.962 Points$3,078 Points Fee
|
$4,573 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Your home's value could help you save. | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
PENNYMAC |
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.689 Points$2,205 Points Fee
|
$2,205 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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