Home Refinance Loan Ratesin Arizona

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/15/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.142% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.921 Points$2,947 Points Fee
$4,942 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.177% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.500 Points$1,600 Points Fee
$6,099 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.235% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.805 Points$2,576 Points Fee
$3,871 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.305% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$6,314 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.322% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.375 Points$1,200 Points Fee
$2,559 Total Fees$1,359 Lender Fees
 30 Years Fixed
6.337% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.628 Points$2,010 Points Fee
$3,060 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.368% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.375 Points$1,200 Points Fee
$3,995 Total Fees$2,795 Lender Fees
 30 Years Fixed
6.378% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.874 Points$2,797 Points Fee
$4,425 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.454% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.825 Points$2,640 Points Fee
$2,640 Total Fees$0 Lender Fees
 30 Years Fixed
6.460% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.578 Points$1,850 Points Fee
$3,086 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.469% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.989 Points$3,165 Points Fee
$3,165 Total Fees$0 Lender Fees
 30 Years Fixed
6.475% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.807 Points$2,582 Points Fee
$3,377 Total Fees$795 Lender Fees
 30 Years Fixed
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.677 Points$2,166 Points Fee
$3,561 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.485% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.366 Points$1,171 Points Fee
$7,971 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.491% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$3,895 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.608% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.500 Points$1,600 Points Fee
$3,595 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.690% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.670 Points$2,144 Points Fee
$2,144 Total Fees$0 Lender Fees
 30 Years Fixed
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As low as 0% down options & down payment assistance
6.333% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.878 Points$2,810 Points Fee
$2,810 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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