Home Refinance Loan Ratesin Alabama

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/14/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.105% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.987 Points$3,158 Points Fee
$4,168 Total Fees$1,010 Lender Fees
 7 Years ARM
6.313% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.000 Points$0 Points Fee
$2,316 Total Fees$2,316 Lender Fees
 7 Years ARM
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Refi from your sofa. It’s surprisingly simple.
We approve credit scores as low as 550 for VA and FHA refinancing
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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