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Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/07/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.876% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,542 Total Fees$1,384 Lender Fees
|
10 Years ARM | |
|
6.187% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.000 Points$0 Points Fee
|
$2,316 Total Fees$2,316 Lender Fees
|
10 Years ARM | |
|
6.265% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
10 Years ARM | |
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Discover multiple refinance options | ||||||
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| Low rates, quick quote & approval | ||||||
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| Your home's value could help you save. | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.090% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.966 Points$3,091 Points Fee
|
$3,091 Total Fees$0 Lender Fees
|
10 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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