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Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 08/27/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.334% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.888 Points$2,842 Points Fee
|
$2,842 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.359% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.751 Points$2,403 Points Fee
|
$3,698 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.394% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.935 Points$2,992 Points Fee
|
$4,879 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
6.440% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.459% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.665 Points$2,128 Points Fee
|
$2,828 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.490% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.000 Points$0 Points Fee
|
$0 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.840% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.912 Points$2,918 Points Fee
|
$3,116 Total Fees$198 Lender Fees
|
30 Years Fixed | |
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| Discover multiple refinance options | ||||||
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| We approve credit scores as low as 550 for VA and FHA refinancing | ||||||
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| Use your VA Loan Benefit to get cash from your home equity | ||||||
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| Homeowners best kept secret for cash | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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