Sort By:
Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/15/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
|||||
|
6.235% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.805 Points$2,576 Points Fee
|
$3,871 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.261% APR | 6.124% Rate 15 day rate lock | $1,945 Payment per month |
0.834 Points$2,669 Points Fee
|
$4,664 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.335% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.598 Points$1,914 Points Fee
|
$2,964 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.344% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.658 Points$2,106 Points Fee
|
$3,294 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.378% APR | 6.250% Rate 35 day rate lock | $1,971 Payment per month |
0.915 Points$2,928 Points Fee
|
$4,323 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.455% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.840 Points$2,688 Points Fee
|
$2,688 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.460% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.578 Points$1,850 Points Fee
|
$3,086 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.461% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.901 Points$2,883 Points Fee
|
$2,883 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.475% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.807 Points$2,582 Points Fee
|
$3,377 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.479% APR | 6.375% Rate 35 day rate lock | $1,997 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,495 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.481% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.677 Points$2,166 Points Fee
|
$3,561 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.485% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.366 Points$1,171 Points Fee
|
$7,971 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.608% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
0.500 Points$1,600 Points Fee
|
$3,595 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.690% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.670 Points$2,144 Points Fee
|
$2,144 Total Fees$0 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Proud to help you find the home loan of your future | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| A smarter way to get cash from your home | ||||||
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
PENNYMAC |
6.330% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.848 Points$2,714 Points Fee
|
$2,714 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Alabama Cities Resource
Choose your city below to view local mortgage lenders in your area: