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Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 12/13/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,453 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.013% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.907 Points$2,902 Points Fee
|
$4,892 Total Fees$1,990 Lender Fees
|
30 Years Fixed | |
|
6.082% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.993 Points$3,178 Points Fee
|
$3,178 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.184% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.626 Points$2,003 Points Fee
|
$2,003 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.206% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.547 Points$1,750 Points Fee
|
$2,745 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.277% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,200 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.327% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.455% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.844 Points$2,701 Points Fee
|
$2,701 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.460% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.676 Points$2,163 Points Fee
|
$2,863 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.945% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.757 Points$2,422 Points Fee
|
$2,422 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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