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Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 09/09/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Pay $0 origination fees and keep more money in your pocket | View Details Sponsored
|
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|
6.378% APR | 6.250% Rate 15 day rate lock | $1,971 Payment per month |
0.735 Points$2,352 Points Fee
|
$4,347 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.685% APR | 6.624% Rate 30 day rate lock | $2,049 Payment per month |
0.336 Points$1,075 Points Fee
|
$2,125 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.731% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.790 Points$2,528 Points Fee
|
$3,764 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.751% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.866 Points$2,771 Points Fee
|
$4,166 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.773% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.731 Points$2,339 Points Fee
|
$9,139 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.836% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.879 Points$2,813 Points Fee
|
$2,813 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.840% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.923 Points$2,954 Points Fee
|
$2,954 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.843% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.492 Points$1,574 Points Fee
|
$3,068 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.961% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.875 Points$2,800 Points Fee
|
$2,800 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Discover multiple refinance options | ||||||
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| Refinance to lower your rate | ||||||
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| Proud to help you find the home loan of your future | ||||||
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| Low rates, quick quote & approval | ||||||
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| A smarter way to get cash from your home | ||||||
PENNYMAC |
6.695% APR | 6.624% Rate 30 day rate lock | $2,049 Payment per month |
0.736 Points$2,355 Points Fee
|
$2,355 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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