Sort By:
Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 09/13/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.088% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.832 Points$2,662 Points Fee
|
$3,362 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.186% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Use your VA Loan Benefit to get cash from your home equity | ||||||
ADVERTISEMENT
| Homeowners best kept secret for cash | ||||||
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
PENNYMAC |
5.927% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.560 Points$1,792 Points Fee
|
$1,792 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Alabama Cities Resource
Choose your city below to view local mortgage lenders in your area: