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Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/13/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.840% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.980 Points$3,136 Points Fee
|
$3,136 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.886% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.867 Points$2,774 Points Fee
|
$4,769 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.032% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.000 Points$0 Points Fee
|
$1,188 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.082% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.990 Points$3,168 Points Fee
|
$3,168 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.114% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.894 Points$2,861 Points Fee
|
$4,256 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.243% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.853 Points$2,730 Points Fee
|
$4,025 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.313% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.352 Points$1,126 Points Fee
|
$2,121 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.327% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.468% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.977 Points$3,126 Points Fee
|
$3,126 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.616% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.849 Points$2,717 Points Fee
|
$4,212 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Your home's value could help you save. | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
PENNYMAC |
6.086% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.928 Points$2,970 Points Fee
|
$2,970 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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