Sort By:
Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/27/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
|||||
|
6.356% APR | 6.250% Rate 15 day rate lock | $1,971 Payment per month |
0.502 Points$1,606 Points Fee
|
$3,601 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.440% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.434 Points$1,389 Points Fee
|
$2,184 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.460% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.598 Points$1,914 Points Fee
|
$2,964 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.496% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.926 Points$2,963 Points Fee
|
$4,151 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.540% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.956 Points$3,059 Points Fee
|
$9,859 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.607% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,895 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.607% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.809 Points$2,589 Points Fee
|
$3,825 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.620% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.922 Points$2,950 Points Fee
|
$4,345 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.839% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.916 Points$2,931 Points Fee
|
$2,931 Total Fees$0 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| A smarter way to get cash from your home | ||||||
ADVERTISEMENT
| Proud to help you find the home loan of your future | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.559% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.614 Points$1,965 Points Fee
|
$1,965 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Alabama Cities Resource
Choose your city below to view local mortgage lenders in your area: