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Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/14/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.820% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.750 Points$2,400 Points Fee
|
$7,024 Total Fees$4,624 Lender Fees
|
30 Years Fixed | |
|
5.967% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.995 Points$3,184 Points Fee
|
$3,184 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.001% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.956 Points$3,059 Points Fee
|
$4,354 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.002% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.939 Points$3,005 Points Fee
|
$4,400 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.059% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.745 Points$2,384 Points Fee
|
$2,384 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.066% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.071% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.867 Points$2,774 Points Fee
|
$2,774 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.083% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.590 Points$1,888 Points Fee
|
$3,183 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.119% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.798 Points$2,554 Points Fee
|
$4,441 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
6.174% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,000 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.234% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.945 Points$3,024 Points Fee
|
$3,724 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.940% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.705 Points$2,256 Points Fee
|
$2,256 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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