Home Mortgage Loan Ratesin West Virginia

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in West Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/17/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.993% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.562 Points$1,798 Points Fee
$7,998 Total Fees$6,200 Lender Fees
30 Years Fixed
7.000% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.837 Points$2,678 Points Fee
$4,073 Total Fees$1,395 Lender Fees
30 Years Fixed
7.034% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
30 Years Fixed
7.119% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.732 Points$2,342 Points Fee
$3,836 Total Fees$1,494 Lender Fees
30 Years Fixed
Numbers you can trust
As low as 0% down options & down payment assistance
Buy with a $0 down payment when you qualify for a VA Loan
6.952% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.786 Points$2,515 Points Fee
$2,515 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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