Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.913% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.375 Points$1,200 Points Fee
$5,699 Total Fees$4,499 Lender Fees
 30 Years Fixed
5.976% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$7,895 Total Fees$5,095 Lender Fees
 30 Years Fixed
6.001% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.738 Points$2,362 Points Fee
$4,357 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.008% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.817 Points$2,614 Points Fee
$4,609 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.030% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$5,514 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.073% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.400 Points$1,280 Points Fee
$2,505 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.112% APR 5.990% Rate 35 day rate lock $1,917 Payment per month
0.877 Points$2,806 Points Fee
$4,201 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.115% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$3,994 Total Fees$1,594 Lender Fees
 30 Years Fixed
6.128% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.808 Points$2,586 Points Fee
$8,786 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.129% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.912 Points$2,918 Points Fee
$4,550 Total Fees$1,632 Lender Fees
 30 Years Fixed
6.132% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.706 Points$2,259 Points Fee
$4,554 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.209% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.584 Points$1,869 Points Fee
$3,105 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.223% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.616 Points$1,971 Points Fee
$3,366 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.254% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.306% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.464% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.570 Points$1,824 Points Fee
$3,151 Total Fees$1,327 Lender Fees
 30 Years Fixed
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6.072% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.883 Points$2,826 Points Fee
$2,826 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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