Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.609% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.875 Points$2,800 Points Fee
$3,850 Total Fees$1,050 Lender Fees
30 Years Fixed
5.695% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.766 Points$2,451 Points Fee
$2,451 Total Fees$0 Lender Fees
30 Years Fixed
5.715% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.992 Points$3,174 Points Fee
$3,174 Total Fees$0 Lender Fees
30 Years Fixed
5.746% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
1.000 Points$3,200 Points Fee
$4,294 Total Fees$1,094 Lender Fees
30 Years Fixed
5.921% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.495 Points$1,584 Points Fee
$1,584 Total Fees$0 Lender Fees
30 Years Fixed
5.931% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.601 Points$1,923 Points Fee
$2,312 Total Fees$389 Lender Fees
30 Years Fixed
5.988% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.627 Points$2,006 Points Fee
$4,001 Total Fees$1,995 Lender Fees
30 Years Fixed
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.000 Points$0 Points Fee
$4,324 Total Fees$4,324 Lender Fees
30 Years Fixed
5.998% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.965 Points$3,088 Points Fee
$4,415 Total Fees$1,327 Lender Fees
30 Years Fixed
6.013% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
30 Years Fixed
6.075% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.552 Points$1,766 Points Fee
$2,941 Total Fees$1,175 Lender Fees
30 Years Fixed
6.081% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.977 Points$3,126 Points Fee
$3,126 Total Fees$0 Lender Fees
30 Years Fixed
6.081% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.645 Points$2,064 Points Fee
$3,171 Total Fees$1,107 Lender Fees
30 Years Fixed
6.083% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.776 Points$2,483 Points Fee
$3,183 Total Fees$700 Lender Fees
30 Years Fixed
Numbers you can trust
$0 down payment for Veterans homebuying with a VA Loan
5.688% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.696 Points$2,227 Points Fee
$2,227 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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