Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/13/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.188% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$6,499 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.275% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.983 Points$3,146 Points Fee
$5,141 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.284% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.976 Points$3,123 Points Fee
$5,418 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.317% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$6,714 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.344% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$7,953 Total Fees$5,553 Lender Fees
 30 Years Fixed
6.348% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.650 Points$2,080 Points Fee
$3,305 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.348% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$7,760 Total Fees$5,360 Lender Fees
 30 Years Fixed
6.424% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.517 Points$1,654 Points Fee
$1,654 Total Fees$0 Lender Fees
 30 Years Fixed
6.473% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.592 Points$1,894 Points Fee
$3,289 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.487% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
0.736 Points$2,355 Points Fee
$3,750 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.594% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.975 Points$3,120 Points Fee
$3,120 Total Fees$0 Lender Fees
 30 Years Fixed
6.627% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.962 Points$3,078 Points Fee
$4,406 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.650% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.563 Points$1,802 Points Fee
$5,002 Total Fees$3,200 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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