Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.106% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$8,045 Total Fees$5,245 Lender Fees
 30 Years Fixed
6.217% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.650 Points$2,080 Points Fee
$3,130 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.245% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.000 Points$0 Points Fee
$4,324 Total Fees$4,324 Lender Fees
 30 Years Fixed
6.374% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.693 Points$2,218 Points Fee
$4,218 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.415% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.753 Points$2,410 Points Fee
$5,703 Total Fees$3,293 Lender Fees
 30 Years Fixed
6.435% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.631 Points$2,019 Points Fee
$2,019 Total Fees$0 Lender Fees
 30 Years Fixed
6.482% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.910 Points$2,912 Points Fee
$3,612 Total Fees$700 Lender Fees
 30 Years Fixed
6.518% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.624% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.000 Points$0 Points Fee
$389 Total Fees$389 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
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As low as 0% down options & down payment assistance
Numbers you can trust
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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