Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/08/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.331% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.525 Points$1,680 Points Fee
$2,730 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.545% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.637 Points$2,038 Points Fee
$5,821 Total Fees$3,783 Lender Fees
 30 Years Fixed
6.549% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.614 Points$1,965 Points Fee
$2,354 Total Fees$389 Lender Fees
 30 Years Fixed
6.578% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.698 Points$2,234 Points Fee
$2,934 Total Fees$700 Lender Fees
 30 Years Fixed
6.644% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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