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Home Mortgage Loan Ratesin Washington
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/14/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.610% APR | 6.490% Rate 15 day rate lock | $2,021 Payment per month |
0.623 Points$1,994 Points Fee
|
$3,989 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.697% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,714 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.725% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.650 Points$2,080 Points Fee
|
$3,305 Total Fees$1,225 Lender Fees
|
30 Years Fixed | |
|
6.776% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.845 Points$2,704 Points Fee
|
$4,999 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.812% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.640 Points$2,048 Points Fee
|
$2,048 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.860% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.688 Points$2,202 Points Fee
|
$3,597 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.887% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.785 Points$2,512 Points Fee
|
$8,712 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.896% APR | 6.750% Rate 45 day rate lock | $2,076 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.989% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.689 Points$2,205 Points Fee
|
$3,699 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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PENNYMAC |
6.810% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.614 Points$1,965 Points Fee
|
$1,965 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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