Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/05/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.025% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$5,306 Total Fees$3,306 Lender Fees
 30 Years Fixed
6.154% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.668 Points$2,138 Points Fee
$5,431 Total Fees$3,293 Lender Fees
 30 Years Fixed
6.211% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.917 Points$2,934 Points Fee
$2,934 Total Fees$0 Lender Fees
 30 Years Fixed
6.245% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.000 Points$0 Points Fee
$4,324 Total Fees$4,324 Lender Fees
 30 Years Fixed
6.260% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.815 Points$2,608 Points Fee
$4,608 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.340% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.953 Points$3,050 Points Fee
$3,050 Total Fees$0 Lender Fees
 30 Years Fixed
6.364% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.775 Points$2,480 Points Fee
$3,875 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.398% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.983 Points$3,146 Points Fee
$5,033 Total Fees$1,887 Lender Fees
 30 Years Fixed
6.420% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.982 Points$3,142 Points Fee
$5,885 Total Fees$2,743 Lender Fees
 30 Years Fixed
6.463% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.705 Points$2,256 Points Fee
$2,956 Total Fees$700 Lender Fees
 30 Years Fixed
6.473% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.666 Points$2,131 Points Fee
$3,306 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.483% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.533 Points$1,706 Points Fee
$3,701 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.490% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.000 Points$0 Points Fee
$389 Total Fees$389 Lender Fees
 30 Years Fixed
6.502% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.970 Points$3,104 Points Fee
$4,432 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.506% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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