Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 12/21/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.741% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.780 Points$2,496 Points Fee
$4,096 Total Fees$1,600 Lender Fees
30 Years Fixed
5.952% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.834 Points$2,669 Points Fee
$3,058 Total Fees$389 Lender Fees
30 Years Fixed
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.000 Points$0 Points Fee
$4,324 Total Fees$4,324 Lender Fees
30 Years Fixed
6.209% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.681 Points$2,179 Points Fee
$2,879 Total Fees$700 Lender Fees
30 Years Fixed
Numbers you can trust
Get home in 2026 with a 0% down VA Loan
5.822% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.783 Points$2,506 Points Fee
$2,506 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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