Home Mortgage Loan Ratesin Washington

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/17/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.518% APR 6.375% Rate 15 day rate lock $1,997 Payment per month
0.882 Points$2,822 Points Fee
$4,817 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.632% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.756 Points$2,419 Points Fee
$4,414 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.697% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$6,714 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.729% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$3,450 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.737% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.775 Points$2,480 Points Fee
$3,705 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.816% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.678 Points$2,170 Points Fee
$2,170 Total Fees$0 Lender Fees
 30 Years Fixed
6.868% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.780 Points$2,496 Points Fee
$3,891 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.869% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.505 Points$1,616 Points Fee
$3,911 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.896% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.873 Points$2,794 Points Fee
$8,994 Total Fees$6,200 Lender Fees
 30 Years Fixed
7.009% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.901 Points$2,883 Points Fee
$4,377 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.022% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.062% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.726 Points$2,323 Points Fee
$2,323 Total Fees$0 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Buy with a $0 down payment when you qualify for a VA Loan
Numbers you can trust
6.817% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.682 Points$2,182 Points Fee
$2,182 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in