Home Mortgage Loan Ratesin Virginia

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 08/20/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.248% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.689 Points$2,205 Points Fee
$4,200 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.358% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.712 Points$2,278 Points Fee
$3,673 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.372% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.946 Points$3,027 Points Fee
$4,122 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.372% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.670 Points$2,144 Points Fee
$4,144 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.430% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.572 Points$1,830 Points Fee
$1,830 Total Fees$0 Lender Fees
 30 Years Fixed
6.469% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.771 Points$2,467 Points Fee
$3,167 Total Fees$700 Lender Fees
 30 Years Fixed
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.741 Points$2,371 Points Fee
$3,546 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.486% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.575 Points$1,840 Points Fee
$3,727 Total Fees$1,887 Lender Fees
 30 Years Fixed
6.502% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.736 Points$2,355 Points Fee
$4,350 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.518% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.587% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.544 Points$1,741 Points Fee
$3,068 Total Fees$1,327 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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