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Home Mortgage Loan Ratesin Virginia
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 05/02/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.865% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.945 Points$3,024 Points Fee
|
$4,023 Total Fees$999 Lender Fees
|
30 Years Fixed | |
|
5.963% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.957 Points$3,062 Points Fee
|
$3,062 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.973% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.435 Points$1,392 Points Fee
|
$3,387 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.982% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.532 Points$1,702 Points Fee
|
$3,697 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.047% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.610 Points$1,952 Points Fee
|
$1,952 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.051% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.654 Points$2,093 Points Fee
|
$2,093 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.106% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.578 Points$1,850 Points Fee
|
$8,050 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.112% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.971 Points$3,107 Points Fee
|
$4,202 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.155% APR | 5.999% Rate 30 day rate lock | $1,919 Payment per month |
0.828 Points$2,650 Points Fee
|
$5,497 Total Fees$2,847 Lender Fees
|
30 Years Fixed | |
|
6.242% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.253% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.901 Points$2,883 Points Fee
|
$4,377 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.283% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.688 Points$2,202 Points Fee
|
$5,402 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.578% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.913 Points$2,922 Points Fee
|
$2,922 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
6.075% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.919 Points$2,941 Points Fee
|
$2,941 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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