Home Mortgage Loan Ratesin Virginia

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.001% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.738 Points$2,362 Points Fee
$4,357 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.008% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.817 Points$2,614 Points Fee
$4,609 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.073% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.400 Points$1,280 Points Fee
$2,505 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.085% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.600 Points$1,920 Points Fee
$2,920 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.088% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.681 Points$2,179 Points Fee
$3,374 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.090% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$3,175 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.126% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
1.000 Points$3,200 Points Fee
$4,695 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.128% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.808 Points$2,586 Points Fee
$8,786 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.129% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.912 Points$2,918 Points Fee
$4,550 Total Fees$1,632 Lender Fees
 30 Years Fixed
6.132% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.706 Points$2,259 Points Fee
$4,554 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.209% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.584 Points$1,869 Points Fee
$3,105 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.223% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.616 Points$1,971 Points Fee
$3,366 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.239% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.882 Points$2,822 Points Fee
$3,917 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.254% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.306% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.464% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.570 Points$1,824 Points Fee
$3,151 Total Fees$1,327 Lender Fees
 30 Years Fixed
America's #1 Retail Lender (Scottsman Guide)
ATTN Homebuyers: explore all your options.
As low as 0% down options & down payment assistance
Veterans: Use your VA benefit to buy with 0% down
Numbers you can trust
6.073% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.893 Points$2,858 Points Fee
$2,858 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in