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Home Mortgage Loan Ratesin Vermont
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Vermont and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 08/11/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Save more up front with a $0 down payment | View Details Sponsored
|
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|
6.342% APR | 6.250% Rate 15 day rate lock | $1,971 Payment per month |
0.356 Points$1,139 Points Fee
|
$3,134 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.407% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.943 Points$3,018 Points Fee
|
$5,313 Total Fees$2,295 Lender Fees
|
30 Years Fixed | |
|
6.464% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.931 Points$2,979 Points Fee
|
$2,979 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.496% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.957 Points$3,062 Points Fee
|
$4,298 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.503% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.752 Points$2,406 Points Fee
|
$8,606 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.571% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.840 Points$2,688 Points Fee
|
$2,688 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.584% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.436 Points$1,395 Points Fee
|
$2,790 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.620% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
6.460% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.896 Points$2,867 Points Fee
|
$2,867 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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