Home Mortgage Loan Ratesin Vermont

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Vermont and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/01/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
6.477% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.850 Points$2,720 Points Fee
$3,420 Total Fees$700 Lender Fees
30 Years Fixed
6.486% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.799 Points$2,557 Points Fee
$3,884 Total Fees$1,327 Lender Fees
30 Years Fixed
6.518% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
30 Years Fixed
6.592% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.965 Points$3,088 Points Fee
$3,088 Total Fees$0 Lender Fees
30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
Numbers you can trust
0% down payment USDA Loan options
As low as 0% down options & down payment assistance
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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