Sort By:
Home Mortgage Loan Ratesin Utah
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 04/01/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Make your VA benefit work for you | View Details Sponsored
|
|||||
|
5.933% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,496 Total Fees$3,296 Lender Fees
|
30 Years Fixed | |
|
6.064% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.546 Points$1,747 Points Fee
|
$2,542 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.088% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.679 Points$2,173 Points Fee
|
$3,368 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
6.091% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,208 Total Fees$1,208 Lender Fees
|
30 Years Fixed | |
|
6.116% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$4,090 Total Fees$2,090 Lender Fees
|
30 Years Fixed | |
|
6.118% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.702 Points$2,246 Points Fee
|
$8,446 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.200% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.794 Points$2,541 Points Fee
|
$2,541 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.219% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.227% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.779 Points$2,493 Points Fee
|
$3,488 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.234% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.725 Points$2,320 Points Fee
|
$3,715 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.242% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.489% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.828 Points$2,650 Points Fee
|
$3,977 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Veterans: Use your VA benefit to buy with 0% down | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| Numbers you can trust | ||||||
PENNYMAC |
6.088% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.941 Points$3,011 Points Fee
|
$3,011 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Utah Cities Resource
Choose your city below to view local mortgage lenders in your area: