Home Mortgage Loan Ratesin Utah

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/13/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.774% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.637 Points$2,038 Points Fee
$5,238 Total Fees$3,200 Lender Fees
 30 Years Fixed
5.842% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
5.921% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$1,600 Total Fees$0 Lender Fees
 30 Years Fixed
5.977% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$3,633 Total Fees$1,233 Lender Fees
 30 Years Fixed
6.055% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.702 Points$2,246 Points Fee
$2,246 Total Fees$0 Lender Fees
 30 Years Fixed
6.128% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.218% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.996 Points$3,187 Points Fee
$3,187 Total Fees$0 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
Numbers you can trust
As low as 0% down options & down payment assistance
5.828% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.848 Points$2,714 Points Fee
$2,714 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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