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Home Mortgage Loan Ratesin Utah
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 10/29/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.543% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,000 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
5.622% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,408 Total Fees$1,208 Lender Fees
|
30 Years Fixed | |
|
5.715% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.613 Points$1,962 Points Fee
|
$3,157 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
5.739% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,095 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.825% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.815 Points$2,608 Points Fee
|
$2,608 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.967% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.989% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.873 Points$2,794 Points Fee
|
$4,121 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.013% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
PENNYMAC |
5.699% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.814 Points$2,605 Points Fee
|
$2,605 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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