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Home Mortgage Loan Ratesin Utah
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 11/18/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.811% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.800 Points$2,560 Points Fee
|
$6,550 Total Fees$3,990 Lender Fees
|
30 Years Fixed | |
|
5.874% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,408 Total Fees$1,208 Lender Fees
|
30 Years Fixed | |
|
5.995% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.865 Points$2,768 Points Fee
|
$4,163 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.052% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.663 Points$2,122 Points Fee
|
$2,122 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.083% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.122% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.947 Points$3,030 Points Fee
|
$4,358 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.139% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.217% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.977 Points$3,126 Points Fee
|
$3,126 Total Fees$0 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
5.944% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.749 Points$2,397 Points Fee
|
$2,397 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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