Home Mortgage Loan Ratesin Utah

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/30/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.036% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$5,696 Total Fees$3,296 Lender Fees
 30 Years Fixed
6.126% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$4,408 Total Fees$1,208 Lender Fees
 30 Years Fixed
6.151% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$5,290 Total Fees$2,090 Lender Fees
 30 Years Fixed
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.221% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.651 Points$2,083 Points Fee
$3,278 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.243% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.685 Points$2,192 Points Fee
$8,392 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.251% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.912 Points$2,918 Points Fee
$4,313 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.320% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.742 Points$2,374 Points Fee
$2,374 Total Fees$0 Lender Fees
 30 Years Fixed
6.334% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.642 Points$2,054 Points Fee
$2,849 Total Fees$795 Lender Fees
 30 Years Fixed
6.344% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.685 Points$2,192 Points Fee
$3,187 Total Fees$995 Lender Fees
 30 Years Fixed
6.403% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.593% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.606 Points$1,939 Points Fee
$3,267 Total Fees$1,328 Lender Fees
 30 Years Fixed
Veterans: Use your VA benefit to buy with 0% down
Numbers you can trust
As low as 0% down options & down payment assistance
6.195% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.743 Points$2,378 Points Fee
$2,378 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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