Home Mortgage Loan Ratesin Utah

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/26/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.978% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.750 Points$2,400 Points Fee
$7,723 Total Fees$5,323 Lender Fees
 30 Years Fixed
7.008% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$4,408 Total Fees$1,208 Lender Fees
 30 Years Fixed
7.034% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.908 Points$2,906 Points Fee
$5,201 Total Fees$2,295 Lender Fees
 30 Years Fixed
7.099% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
7.138% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.753 Points$2,410 Points Fee
$8,610 Total Fees$6,200 Lender Fees
 30 Years Fixed
7.242% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.711 Points$2,275 Points Fee
$3,769 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.375% APR 7.250% Rate 45 day rate lock $2,183 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
As low as 0% down options & down payment assistance
Buy with a $0 down payment when you qualify for a VA Loan
7.208% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.831 Points$2,659 Points Fee
$2,659 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in