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Home Mortgage Loan Ratesin Utah
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 12/30/2025)
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Lender
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APR
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Rate
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Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
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5.841% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.994 Points$3,181 Points Fee
|
$3,181 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.013% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.083% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
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PENNYMAC |
5.809% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.643 Points$2,058 Points Fee
|
$2,058 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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