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Home Mortgage Loan Ratesin Utah
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 12/19/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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|
5.669% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,096 Total Fees$3,296 Lender Fees
|
30 Years Fixed | |
|
5.700% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.875 Points$2,800 Points Fee
|
$7,189 Total Fees$4,389 Lender Fees
|
30 Years Fixed | |
|
5.834% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.657 Points$2,102 Points Fee
|
$7,387 Total Fees$5,285 Lender Fees
|
30 Years Fixed | |
|
5.851% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,608 Total Fees$1,208 Lender Fees
|
30 Years Fixed | |
|
5.864% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.649 Points$2,077 Points Fee
|
$3,964 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
5.934% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.642 Points$2,054 Points Fee
|
$2,054 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.941% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.719 Points$2,301 Points Fee
|
$2,301 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.083% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.104% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.500 Points$1,600 Points Fee
|
$3,595 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.113% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.851 Points$2,723 Points Fee
|
$4,051 Total Fees$1,328 Lender Fees
|
30 Years Fixed | |
|
6.331% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.967 Points$3,094 Points Fee
|
$3,094 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.823% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.793 Points$2,538 Points Fee
|
$2,538 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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